1. How long after filing for Bankruptcy will I be able to buy a house or car?

bankruptcy_buy_car_buy_house Often times car loans are available within six months after a bankruptcy.  Most home mortgages are available at standard mortgage rates in three or less years after a ...

2. Will filing for Bankruptcy ruin my credit rating?

... of the time when people are looking at bankruptcy, their credit rating has probably already been hurt. The likelihood of a bankruptcy hurting it further is very slim. In many ways a bankruptcy will actually ...

3. What type of Bankruptcy is right for me?

... other hand is bankruptcy version of a debt consolidation type of program. We transfer debts to the bankruptcy court and make payments towards settling those debts over a three to five year period of time. ...

4. Will you still help me after I file for Bankruptcy?

bankruptcy_aftercare I’ll be happy to help you. I offer all my clients the opportunity to visit with us without any additional charge regarding their budget for six months period of time after a ...

5. Will filing Bankruptcy solve my financial problems?

... bankrtupcy and other methods to solve as many of those problems as we can. Sometimes solving one problem frees up the cash that is necessary to solve a problem that we can’t directly address.  ...

6. When should I come in for a consultation?

bankruptcy_early_consultation It’s so important to get information before it’s too late.  There are lots of pieces of advice we can give you as long as there’s time to implement ...

7. Do you offer a free consultation?

bankruptcy_free_consultation We offer a completely free, no time-limit first conference to take a look at your entire financial situation.   We’ll look for options and give you recommendations ...

8. What is Bankruptcy?

... debt. It may include restructuring and reorganizing how we pay debt. It may include stretching the period of time out that we pay debt. It all has to be tailored to a specific problem that a client has. ...

9. Which Bankruptcy is Right for You?

... 12 bankruptcy may be right for you. Chapter 7 acts as a liquidation of debt and all assets which exceed certain exemptions. In certain situations, people can file a chapter 7 and sometimes keep their ...