1. Chapter 12 Bankruptcy

... and reductions in interest rates and cash flow needs while allowing the debtor to keep all of his property. If you have questions regarding a certain debt, or if you are thinking about filing a bankruptcy ...

2. Can I restructure my child support or alimony payments by filing for Bankruptcy?

bankruptcy_restructure_child_support You can restructure the payment of portions that may be behind. You can eliminate the concerns for losing your driver’s license or other penalties for not paying ...

3. How long after filing for Bankruptcy will I be able to buy a house or car?

bankruptcy_buy_car_buy_house Often times car loans are available within six months after a bankruptcy.  Most home mortgages are available at standard mortgage rates in three or less years after a ...

4. Will filing for Bankruptcy ruin my credit rating?

bankruptcy_affect_credit_rating Your credit rating is affected in a very limited way with bankruptcy.  Certainly there is a concern for one’s credit rating, but you have to understand that most ...

5. Will filing Bankruptcy solve my financial problems?

 bankruptcy_solve_problems  It depends on what your problems are. We cannot categorically say that bankruptcy will solve every problem.   We'll look at your entire situation and use ...

6. I've recently moved to Minnesota, where should I file Bankruptcy?

 bankruptcy_mn_minnesota   Your filing place is where you have lived the majority of the last 180 days. If you’ve lived in Minnesota for 91 or more days then you can file in MN. If you ...

7. Which Bankruptcy is Right for You?

bankruptcy_types  Let us help you with your financial situation. When financial situations are controlling you, Kalenda Law Office can help you determine whether filing for bankruptcy in Minnesota ...

8. Welcome to Kalenda Law Office

... are thinking about filing a bankruptcy petition, please call us at 320.255.8840.  ...