1. Chapter 12 Bankruptcy

... and reductions in interest rates and cash flow needs while allowing the debtor to keep all of his property. If you have questions regarding a certain debt, or if you are thinking about filing a bankruptcy ...

2. Chapter 13 Bankruptcy

The second type of bankruptcy is Chapter 13, which is often referred to as a wage earner consumer reorganization. In a Chapter 13 case, the debtor chooses to repay all or a portion of his unsecured debt ...

3. Which Bankruptcy is Right for You?

... who desire to pay their debts but are currently unable to do so. The purpose of Chapter 13 is to enable financially distressed individual debtors, under court supervision and protection, to propose and ...

4. Welcome to Kalenda Law Office

... 13, which is often referred to as a wage earner consumer reorganization. In a Chapter 13 case, the debtor chooses to repay all or a portion of his unsecured debt over a five-year period. The advantage ...