1. Chapter 12 Bankruptcy

... and reductions in interest rates and cash flow needs while allowing the debtor to keep all of his property. If you have questions regarding a certain debt, or if you are thinking about filing a bankruptcy ...

2. My healthcare expenses are sinking me. What can I do?

... some of your medical bills but not all of them, the Chapter 13 allows you to settle your medical debts for what you can afford to pay.  Schedule Your FREE Consultation - Call 320.255.8840   ...

3. Can I restructure my child support or alimony payments by filing for Bankruptcy?

... your child support alimony or payments.  You cannot actually eliminate the debt, but we can help restructure how you get back on track - and stay on track - so that you are able to stay current on ...

4. Can Bankruptcy help me with my tax problems?

... the Chapter 13 debt consolidation program. Schedule Your FREE Consultation - Call 320.255.8840  ...

5. What type of Bankruptcy is right for me?

... is designed to liquidate debt. That means the debts are wiped out without any payment whatsoever.  Today you owe, tomorrow you file a Chapter 7 and you no longer owe that debt. A Chapter 13 on the ...

6. Can you make the debt collector phone calls stop?

bankruptcy_debt_collectors If you’re receiving threats because you’re not able to meet you obligations, then we need to solve the root problem. We need to get down to the basics – ...

7. My medical bills are out control - what can I do?

... of them but not all of them, then the Chapter 13 allows you to settle the medical debts for what you can afford to pay.    Schedule Your FREE Consultation - Call 320.255.8840  ...

8. What is Bankruptcy?

what_is_bankruptcy Bankruptcy is a method of dealing with financial difficulties.  It doesn’t necessarily mean you eliminate debt; it may be dealing with debt and dealing with the way you pay ...

9. Chapter 13 Bankruptcy

The second type of bankruptcy is Chapter 13, which is often referred to as a wage earner consumer reorganization. In a Chapter 13 case, the debtor chooses to repay all or a portion of his unsecured debt ...

10. Chapter 7 Bankruptcy

The first type of bankruptcy is Chapter 7, which is often referred to as a liquidation bankruptcy or fresh start. This type of bankruptcy allows for the elimination of debts, such as most credit card obligations, ...

11. Which Bankruptcy is Right for You?

... 12 bankruptcy may be right for you. Chapter 7 acts as a liquidation of debt and all assets which exceed certain exemptions. In certain situations, people can file a chapter 7 and sometimes keep their ...

12. Welcome to Kalenda Law Office

Chapter 7 Bankruptcy The first type of bankruptcy is Chapter 7, which is often referred to as a liquidation bankruptcy or fresh start. This type of bankruptcy allows for the elimination of debts, such ...