1. Chapter 12 Bankruptcy

... and reductions in interest rates and cash flow needs while allowing the debtor to keep all of his property. If you have questions regarding a certain debt, or if you are thinking about filing a bankruptcy ...

2. Will filing for Bankruptcy ruin my credit rating?

bankruptcy_affect_credit_rating Your credit rating is affected in a very limited way with bankruptcy.  Certainly there is a concern for one’s credit rating, but you have to understand that most ...

3. If I file for Bankruptcy, will I lose my house and my car?

 bankruptcy_house_car   One of the main reasons we file bankruptcy is to help people keep the essentials of life. Bankruptcy is designed to help people keep necessities, and we certainly use ...

4. Chapter 13 Bankruptcy

... from driving while intoxicated, etc. Chapter 13 is preferable when the debtor has certain non-exempt property, which would otherwise have to be surrendered in a Chapter 7 case. ...

5. Chapter 7 Bankruptcy

... medical bills and other debts that do not have property pledged as collateral. There are several debts which are not dischargeable under Chapter 7, including certain taxes, credit that is found to be ...

6. Which Bankruptcy is Right for You?

... 12 bankruptcy may be right for you. Chapter 7 acts as a liquidation of debt and all assets which exceed certain exemptions. In certain situations, people can file a chapter 7 and sometimes keep their ...

7. Welcome to Kalenda Law Office

... as most credit card obligations, medical bills and other debts that do not have property pledged as collateral. There are several debts which are not dischargeable under Chapter 7, including certain taxes, ...